2012年7月19日星期四

Projected 6 Month Cd Rates Show No Pulse In Foreseeable Future

Projected 6 Month Cd Rates Show No Pulse In Foreseeable Future,Pink Nike Dunk SB Heels

The 6 month CD forecast is grim for the next 6-12 months,Männer MBT Imara schwarz Shoes, as rates are expected to remain a paltry 0.35% on average. Online 6 month CD rates look promising however as internet savings banks offer on the order of 1.35%. Investors willing to extend another 3 months to a 9 month CD can do significantly better in today's market however.

Rates Expected to Remain Low Through 2010
The consensus of forecasts seems to be no end in sight for the poor yields on CDs,Nike Air Presto Kvinders Sko Dark Grey Lilla, as forecast rates for the low average 6 mo CD yields extends out through most of 2010. There does not appear to much light at the end of the tunnel for the present gloomy economic outlook for CDs,Christian Louboutin chaussures Jenny pompe 140mmLivraison gratuite pour vous, current media hype aside.

Low Treasury Yield Interest Rate Futures Portend Low Average 6 Mo CD Rates
The reality is that interest rate futures paint an indefinite extension of low treasury yields. Given that most CDs are tied in one way or another to the 3 mo T-Bill or another of the short term treasury securities it only stands to reason that deposit yields will follow the same flat course.

No Real Benefit for Locking Up Funds in Short Term CDs - Intermediates Might Be Better
At this point it would appear there is a bump up in yields at the 9 month plateau,Nike Zoom Kobe V, suggesting that might be the place to put current funds. A quick scan of online bank offers showed an approximate 30BP jump in rates at the 9 month vs 6 mo CD level. That may not sound like much but at today's anemic rates a thirty basis point jump in the interest rate translates into a 25% increase in the nominal rate from 1.35%. 相关的主题文章:

没有评论:

发表评论